Florida Reciprocity Requirements
Sales Associate: For a Sales Associate license, applicants must have an active Florida sales associate’s license for at least one (1) year immediately preceding the time of application. Applicants must affiliate his/her Kentucky license with a principal broker who holds a Kentucky broker license. Applicants must complete the 40-hour reciprocal license law course and submit fingerprints for a national criminal records check prior to scheduling the reciprocal license exam. LHC is a license history certification. It is a requirement of licensure by reciprocity. A Florida licensee will obtain this from the Florida Real Estate Commission.
Once licensed in Kentucky, the licensee must adhere to all Kentucky licensing requirements, including completing forty-eight (48) hours of post-license education courses within the first two (2) years of obtaining a license.
Broker: A Florida licensed sales associate who later wants to obtain their Kentucky Broker's license, the applicant must have a Broker Education Review. This is a process available to KY sales associates who later want to become a broker in Kentucky to determine if they have fulfilled the education requirements to obtain a Kentucky license.
For those who already have an active Florida broker license, in order to obtain a Kentucky broker license the applicant must meet the following criteria:
- Applicants must have an active Florida brokers license for at least two (2) years immediately preceding the time of application.
- Applicants who wish to be a principal broker in Kentucky must have an escrow account at a bank located in Kentucky as well as a definite place of business located in Kentucky (“virtual” offices and P.O. Boxes are not acceptable).
- Applicants who wish to be affiliated with a principal broker must affiliate with a principal broker who is licensed in Kentucky.
- Applicants must complete the 40-hour reciprocal license law course and submit fingerprints for a national criminal records check prior to scheduling the reciprocal license exam.
- Once licensed in Kentucky, the licensee must adhere to all Kentucky licensing requirements including completing annual continuing education.
To view the Kentucky-Florida reciprocity agreement, click here.
Kentucky to Florida Course Information
Active Kentucky licensees that want to obtain their license in Florida, are required to take a specific 40-hour license law course. That law program would need to be created and then approved by the Florida Real Estate Commission. You will need to contact the Florida Real Estate Commission for more information.
Make sure you read the Kentucky-Florida reciprocity agreement, above this section, for any additional requirements.
Florida Reciprocity Course Information
Kentucky REALTOR® Institute has a 40-hour reciprocal license program that is approved by the Kentucky Real Estate Commission (KREC). This course is for Florida sales associates or brokers that currently have an active real estate license in Florida, that are wanting to get their license in Kentucky.
This program covers Kentucky-specific license laws, regulations and statutes. In addition to Kentucky Real Estate Commission Rules, Ethics, Disciplinary Actions or Complaints, Disclosures, RESPA, Agency and Duties to Clients, Fair Housing, Contracts & Offers, Advertising & Marketing, Loans & Taxes and other topics associated with practicing real estate in Kentucky. Additionally, this course addresses issues specific to obtaining a license through reciprocity pursuant to the agreement between Kentucky and Florida.
The course includes a project that consists of two case studies, one for the buyer and one for the seller. You will need to understand which Kentucky forms are to be completed on the selling side and which forms are to be completed on the buying side. A course final exam is required and can be taken with our online proctoring service. The Final Exam is NOT the licensing exam. Once you complete and pass the final exam, KRI will provide you a certificate of completion with instructions to getting fingerprints done allowing you to then sit for the reciprocity licensing exam. You have one (1) year to complete the entire program (including the final exam). Technical Support is available if needed. You will have a local instructor available for any assistance on course content questions.
By registering for our program, you agree to our terms and conditions. Please read through all the information carefully to familiarize yourself with the KRI policies and procedures including refunds.
Florida Reciprocity Package (40 Hours Online)
Includes Kentucky REALTOR® Institute's Law Manual and shipping
Florida Reciprocity (40 Hours Online)
Online Course Only
- Enrollment: You will be enrolled in the course within 1-2 business days from the date of purchase. You will receive an email with login information at the email address associated with your user account. Please check your spam folder if you don't receive the email within 3 business days. You can start the online course as soon as you receive your enrollment email. Please note: if you purchased the package option, the KRI Lawbook is only supplemental; you can start the online course as soon as you receive your enrollment email.
- Shipping: If you choose the course option only, there is no textbook. If If you choose the package option, you will receive the Kentucky Law Book with two weeks of enrollment. If you didn't, but would still like to purchase, that can be purchased here.
- Access: Access to the course is available for one (1) year from the date of enrollment and accessible 24/7. You may review and retake any portion of the course you have completed within your 1-year timeframe – even after you have received your certificate of completion. Online courses are tracked by the online learning platform. Course work and seat time is recorded and timestamped in the system. You may log in/out of the online course at any time. Your work will be saved each time.
- Compliance: To be in compliance with KREC, you will be required to complete all course work, course affidavit, evaluation as well as take and pass a proctored final exam.
- Final Exam: The final exam is taken once all course work is completed. A final exam score of 75% or greater is required to pass and with three (3) total attempts allowed. The exam consists of 75 multiple-choice questions.
- Certificate: A completion certificate will be emailed within 10 business days of completion of passing the final exam, and all it's requirements, to the email address you registered with.
- Course Cancellation Policy: If you drop out of the course within 7 days of purchase, you will receive a partial refund. At that time, 75% of total registration fees paid will be refunded, only if no more than ½ the course was completed. Beyond 7 days, no refund is available. If you purchased a KRI License Lawbook within a package, you are not required to mail back the book, but shipping will be deducted as well. Re-entry into the program would require registering for the courses at full price. To review our Policies & Procedures, click here.
- Course Instructor: You have a course instructor available to you while you are enrolled in this course. The instructor's information is provided to you in the welcome email that is sent with your access information for the course, as well as in the course catalog that is located inside the course.
- Technical Support: Technical Support information is provided to you in the welcome email that is sent with your access information for the course, as well as within the course.
- KRI Support: For any questions outside of content and technical questions, please email email@example.com.
Please Note: A criminal conviction may prevent an applicant from qualifying for licensure under KRS 324.045. Per Kentucky law, students are not allowed to complete more than 9 hours of coursework per day. It's the students' responsibility to track their hours. Please contact KRI with any questions.